In California, a private loan is defined as a special type of financing granted by a Californian private investor or a Californian private lender to a Californian private borrower or a Californian entrepreneur.
In California, a private loan consists of a credit facility which is supposed to help a califorian borrower who avoids using a Californian bank because of his actual financial situation and bad credit score.
In California, a private loan is essentially dedicated to providing access to a Californian loan applicant who is having difficulty in obtaining financing from Californian financial institutions because of a bad credit score or the lack of evidence of income.
California offers several options for private loans mainly through regulated P2P (Peer to Peer) lending platfroms with private investors placing their money with Californian borrowers.
In California, in Los Angeles or San Francisco, private financing is a convenient way to receive fresh money, but this should not prevent a California borrower from paying attention to the scams and frauds of all kinds that dominate this form of financing.
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